Personal Finance

Introduction The Fama and French model is the updated form or has evolved from the primary Capital Asset Pricing Model (CAPM). When dealing with shares and stocks, knowing about all these related models is pertinent, which will help you analyze the returns and market values. The risk factors involved in trading the stocks and associated […]

While payments are an integral part of a business, you’d know that ensuring payment inflow isn’t effortless if you’ve ever chased an invoice. Thus, a bill of exchange is curated to keep everybody liable for making timely payments.  The Negotiable Instruments Act 1881 regulates the provisions for bills of exchange. As per Section 5 of

Some business dealings are negligible to warrant mentioning in a financial report. The idea of materiality is used to determine what information should be included in a financial statement and what information should be omitted so that the statement is as concise and unified as possible for use in an external study of the company’s

Franchising is when two parties agree to come under a contract that allows one party to provide the license or rights to another party. The party who provides rights is called the franchisor, whereas the one receiving rights is called the franchisee. The license and right can allow the other party to sell the franchisor’s

What Is The Amortization and How Does It Work Did you know that the word amortization means ‘kill’? So, when used in a financial context, amortization means the process of killing and erasing off a debt.  What is the meaning of amortization? Amortization is a method of reducing the book value of a loan or

Overview It is true that investors are looking for the best investment that can yield them the most profit. They want to know what their return on investment will be and that it’s worth taking the risk. Return on Investment (ROI) is an easy way to calculate this by looking at the expected value of

What is CIBIL Score? Is it a number? Is it your score on a test? Or from a game you played as a kid? Well, it’s not really any of these. You see, CIBIL stands for Credit Information Bureau India Limited and is used by Indian financial institutions to compute your credit score. This score is

You’ve probably heard the word “bookkeeping” used multiple times in relation to business and finance. To give you a gist, bookkeeping is essential for every business, regardless of the company’s transactions, industry, nature and size.  Whenever you are commencing a business, maintaining proper records is essential. So, to help you understand the concept of bookkeeping,

Brief on Fundamental Analysis Traders and investors need to make every move consciously and carefully. If you are a trader, you must follow specific methods to analyze and decide how to take the next step in trading. You can follow this principle either by fundamental analysis or technical analysis.  While there are many controversies against

Any company that wants to go public will propose its shares for the public to buy. The rate at which the company offers its shares is called an Initial Public Offering (IPO).  When investors think of investing or purchasing shares in an IPO, they look for the ones that give a good return. Grey Market