Terms & Conditions

User Agreement

These Terms & Conditions govern your use of the websites, content, web channels and community services offered through http://assetyogi.com (hereinafter referred to as “site” or “assetyogi”). By accessing and using this site, you agree to each of the terms and conditions as outlined below. Assetyogi reserves the right to modify all information, including Terms and Conditions and the features at any time without giving you prior notice. Your use of this website following any modifications constitutes your agreement to follow and be bound by these Terms and Conditions as modified.

Use of Website

The website, the information and the services contained on the website (“Content”) are solely for your non-commercial, personal purposes and/or to learn about products and services provided by Assetyogi. No right, title or interest in any Content is transferred to you, whether as a result of downloading such Content or otherwise. Assetyogi has complete title and full intellectual property rights in all Content. Unless expressly authorized by this Agreement you may not use, alter, copy, distribute, transmit or derive another work from any Content obtained from the website or the Services, except as expressly permitted by these Terms & Conditions.

Copyright

The Website and the Content are protected by Indian copyright laws, and belong to Assetyogi or its administrators, managers, affiliates, contributors or third parties. The copyrights in the Content are owned by Assetyogi or other copyright owners who have authorized their use on the website. You may download, share, forward and reprint Content for non-commercial, non-public, personal use only provided you do not change or modify the content and keep intact all copyright, trademark, and other proprietary notices. No part of the Site may be reproduced or transmitted to or stored in any other web site, nor may any of its pages or part thereof be disseminated in any electronic or non-electronic form, nor included in any public or private electronic retrieval system or service without prior written permission. Prior authorization must be taken to republish Assetyogi content for distribution.  Once you are authorized to republish any of the content available on this website, due credit should be given to the original publisher/ author (assetyogi) by providing a source link to the original article/ content source etc.

Trademarks/Logos

This Website contains many valuable trademarks, names, titles, logos and other proprietary materials owned, registered or may be registered in future by Assetyogi. All other trademarks appearing on the Website belong to their respective owners. Nothing contained in the website should be construed as granting of license to use the trademark owned by any third party. You are prohibited from using any of the marks or logos appearing throughout the Site without permission from the trademark owner, except as permitted by applicable law.

No Unlawful or Prohibited Use

As a condition of your use of the Services, you will not use the Services for any purpose that is unlawful or prohibited by these terms, conditions, and notices. You may not use the Services in any manner that could damage, disable, overburden, or impair any server, or the network(s) connected to any server, or interfere with any other party’s use and enjoyment of any Services. You may not attempt to gain unauthorized access to any Services, other accounts, and computer systems or to any of the Services, through hacking, password mining or any other means. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available through the Services.

Material Posted/ Transmitted at Site

All information, data, text, software, music, sound, photographs, graphics, video, messages or other materials (“Content”), whether publicly or privately transmitted / posted, is the sole responsibility of the person from where such content is originated (the Originator). By Posting any material which contain images, photographs, pictures or that are otherwise graphical in whole or in part (“Images”), you warrant and represent that (a) you are the copyright owner of such Images, or that the copyright owner of such Images has granted you permission to use such Images or any content and/or images contained in such Images consistent with the manner and purpose of your use and as otherwise permitted by these Terms of Use and the Services, (b) you have the rights necessary to grant the licenses and sub licenses described in these Terms of Use, and (c) that each person depicted in such Images, if any, has provided consent to the use of the Images as set forth in these Terms of Use, including, by way of limitation, the distribution, public display and reproduction of such Images.

You represent that you have valid rights and title in any and all Content/Images that you submit on the Site, that you have not infringed on any IPR belonging to any party and further that you will indemnify Assetyogi or its affiliates for all claims arising out of any content that you post on the Site.

Posting/uploading of any information or material, which is harmful, defamatory, obscene, pornographic, libellous, invasive of another’s privacy, profane, hateful, or racially, ethnically objectionable, disparaging, or otherwise unlawful in any manner is prohibited and any person found to be involved in such activity on this website will solely be liable for actions under the applicable laws.

Assetyogi accepts no responsibility for the said Content / Images. However, you understand that all Content / Images posted by you becomes the property of Assetyogi and you agree to grant/assign to Assetyogi and its affiliates, a non-exclusive, royalty free, perpetual, irrevocable and sub-license able right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform and display such Content / Images (in whole or part) worldwide and/or to incorporate it in other works in any form, media, or technology now known or later developed throughout the world.

Exchange of Information via CHAT & other Community Services

You represent that you are a responsible adult (18 years or above) and you shall be solely responsible for all Content that you upload post or otherwise transmit.

Assetyogi endeavours to provide a web platform for various community interactions for persons to interact and exchange views with each other. The content posted on such services is by general public therefore the accuracy, integrity or quality of such content cannot be guaranteed. You understand that by using such services, you may be exposed to objectionable matter.

By using the facility of chat, comments and other community services you agree not to upload, post, or otherwise transmit any matter or views, which are, defamatory, abusive, pervasive, obscene, invasive of another’s privacy, hateful, or racially, ethnically or otherwise objectionable. You may also not indulge in cyber stalking, become or create a nuisance for any visitor / user of the Site.

You may not send, submit, post, or otherwise transmit, material or messages that contain software virus, or any other files that are designed to interrupt, destroy, and negatively affect in any manner whatsoever, any electronic equipment in connection with the use of this Site, or other user’s ability to engage in real time exchanges.

Prohibited Activities

You shall not host, display, upload, modify, publish, transmit, update or share any information on the Site, that —

  1. Belongs to another person and to which you do not have any right to;
  2. Is grossly harmful, harassing, blasphemous, defamatory, obscene, pornographic, paedophilic, libellous, invasive of another’s privacy, hateful, or racially, ethnically objectionable, disparaging, relating or encouraging money laundering or gambling, or otherwise unlawful in any manner whatever;
  3. Harm minors in any way;
  4. Infringes any patent, trademark, copyright or other proprietary rights;
  5. Violates any law for the time being in force;
  6. Deceives or misleads the addressee about the origin of such messages or communicates any information which is grossly offensive or menacing in nature;
  7. Impersonate another person
  8. Contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer resource;
  9. Threatens the unity, integrity, defence, security or sovereignty of India, friendly relations with foreign states, or public order or causes incitement to the commission of any cognisable offence or prevents investigation of any offence or is insulting any other nation.

Any Content uploaded by you shall be subject to relevant laws. Furthermore, if you are found to be in non-compliance with the laws and regulations, these terms, or the privacy policy of the Site, we may terminate your account/block your access to the Site and we reserve the right to remove any non-compliant Content uploaded by you.

Grievance Redressal

Any complaints or concerns with regards to content on this site or to report any abuse of laws or breach of these terms can be addressed to connect@assetyogi.com.

Limitations of Liabilities

Assetyogi shall not be held liable for any damages whatsoever, including, but not limited to any direct, incidental, consequential, special, exemplary or other indirect damages arising out of (i) the use of or inability to use the website or the Content, (ii) Any transactions conducted through or facilitated by the site, (iii) Any claim attributable to errors, omissions, or other inaccuracies in the site, and/or the Content, (iv) unauthorized access to or alteration of your transmissions or data, technical malfunction of on-line-systems, servers or providers, computer equipment, software, failure of e-mail on account of technical problem or traffic congestion on the Internet, including injury or damage to any customer or to any other person’s computer related to or resulting from participating or downloading materials/ information from the website or (v) any other matter relating to the website or the Content. If you are dissatisfied with the website, the Content or with these Terms and Conditions, your sole and exclusive remedy is to discontinue using the site.

Termination of Account

Assetyogi reserves its right to refuse service, restrict, suspend, terminate your account (Terminate this Agreement; Terminate or suspend your access to the  Site; Refuse, move or remove for any reason any Content / Image that you submit on or through the Services; Refuse, move, or remove any Content / Image that is available on or through the Services; Deactivate or delete your accounts and all related information and files in your account; Establish general practices and limits concerning use of the Services) at any time and, remove or edit contents or cancel orders (entered by you) in its sole discretion with or without cause, and with or without any prior notice for any violation of the Terms of Use. Upon such termination or suspension, your right to use the Site will immediately cease.

You can also terminate your account at any time but your information may remain stored in archive on our servers even after the deletion or the termination of your account.

User Conduct and Obligations

You hereby agree and assure Assetyogi that the Site/Services shall be used for lawful purposes only and that you will not violate laws, regulations, ordinances or other such requirements of any applicable Central, State or local government or any other international laws. You further concur that you will not, through Site/Service:

  • Post, distribute, or otherwise make available or transmit any software or other computer files that contain a virus trojan horses, time bombs, bots, botnets, malicious content, content theft, data manipulation, threats or any other harmful programs or elements or component;
  • Delete from the Site any legal notices, disclaimers, or proprietary notices such as copyright or trademark symbols, or modify any logos that you do not own or have express permission to modify;
  • Not use the Site / Service in any manner that could damage, disable, overburden, or impair and not to undertake any action which is harmful or potentially harmful to  server, or the network(s), computer systems / resource connected to any of our servers, or interfere with any other party’s use and enjoyment of the Site/Service;
  • Obtain or attempt to obtain any materials or information through any means not intentionally made available through the Site/Service;
  • Engage in any activity that causes / may harm minors; or
  • Perform any activity which is likely to cause such harm;
  • Impersonate any person or entity, including, but not limited to, Assetyogi officials, forum leaders, guides or hosts, or falsely state or otherwise misrepresent your affiliation with a person or entity;
  • Take any action which encourages or consists of any threat of harm of any kind to any person or property;
  • Carry out any “denial of service” (DoS, DDoS) or any other harmful attacks on application or internet service or;
  • Make any inappropriate, illegal or otherwise prohibited communication to any Newsgroup, Mailing List, Chat Facility, or other Internet Forum;
  • Use the Site/Service for illegal purposes;
  • Disrupt, place unreasonable burdens or excessive loads on, interfere with or attempt to make or attempt any unauthorized access to website or the website of any Assetyogi customer/ user;
  • Transmit through the Site, any unlawful, harassing, libelous, abusive, threatening, harmful, vulgar, obscene, hateful, or racially, ethnically or otherwise objectionable material of any kind or nature. This includes text, graphics, video, programs or audio, etc.;
  • Collect or attempt to collect personally identifiable information of any person or entity without their express written consent and you shall maintain records of any such written consent throughout the terms of this agreement and for a period of 2 years thereafter;
  • Engage in antisocial, disruptive, or destructive acts, including “flaming,” “spamming,” “flooding,” “trolling,” and “griefing” as those terms are commonly understood and used on the Internet
  • Forge headers or otherwise manipulate identifiers in order to disguise the origin of any content transmitted through the Site.
  • Upload, post, email, transmit or otherwise make available any unsolicited or unauthorized advertising, promotional materials, “junk mail,” “spam,” “chain letters,” “pyramid schemes,” duplicative messages or any other form of solicitation.
  • Encumber or suffer to exist any lien or security interest on the subject matter of this Agreement; or
  • Make any representation or warranty on behalf of Assetyogi.

You agree not to post, distribute, transmit or otherwise make available any data, text, message, computer file, or other material that infringes and/or violates any right of a third party or any domestic or international law, rule, or regulation, including but not limited to:

  • Infringement of any copyright, trademark, patent, trade secret, or other proprietary rights of any third party, including, but not limited to, the unauthorized copying of copyrighted material, the digitization and distribution of photographs from magazines, books, or other copyrighted sources, and the unauthorized transmittal of copyrighted software;
  • Right of privacy (specifically, you must not distribute another person’s personal information of any kind without their express permission) or publicity;
  • Any confidentiality obligation.

Unless otherwise permitted, you will: (i) display the Service on your Site in the exact form received by you, and not modify or edit any of the foregoing without Assetyogi’s prior written consent; (ii) ensure that the fundamental meaning of the Service is not changed or distorted; (iii) comply with all applicable laws and all limitations and restrictions (if any) placed by Assetyogi on the use, display or distribution of any Service and (iv) not archive any of the Service for access by users at any future date after the Service has been removed from your Web site. You acknowledge that the service must link and redirect to the appropriate Web page when a user clicks on the Service (e.g. a headline). You shall not display the Service in such a manner that does not allow for successful linking and redirection to, and delivery of, Assetyogi Web page, nor may you frame any Assetyogi Web page.

Controlling Spam or Unsolicited E-mails

You will not use any communication tool or other means available on the Site to transmit, directly or indirectly, any unsolicited bulk communications (including emails and instant messages). Assetyogi will not sell, lease or rent its e-mail subscriber lists to third parties. You may not harvest information about users of Assetyogi for the purpose of sending or to facilitate the sending of unsolicited bulk communications. We may terminate your access or use of the Site immediately, with or without any notice, and take any other legal action if you, or anyone using your access details to the Site, violates these terms. We may adopt any technical remedy (including any filtering technology or other measures) to prevent unsolicited bulk communications from entering, utilizing or remaining within our computer or communication networks. Such filtering technology or other measures may block, either temporarily or permanently, some e-mail sent to you through the Assetyogi Web Sites.

Disclaimer of Warranties and Liability

All warranties without limitation, the implied warranties of merchant ability, fitness for a particular purpose, workmanlike effort, title and non-infringement are disclaimed and excluded.

Assetyogi and its parent, affiliates and associates shall not be liable, at any time for any, direct, indirect, punitive, incidental, special, consequential, damages (including, without limitation, damages for loss of business projects, damage to your computer system or damages for loss of profits, damages for loss of use, data or profits, arising out of or in any way connected with the use or performance of the  sites/services, with the delay or inability to use the  sites/services or related services, the provision of or failure to provide services, or for any information, software, products, services and related graphics obtained through the sites/services, or otherwise arising out of the use of the  sites/services) arising in contract, tort or otherwise from the use of or inability to use the Site, or any of its contents, or from any act or omissions a result of using the Site or any such contents or for any failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communications line failure, theft or destruction or unauthorized access to, alteration of, or use of information contained on the site.

Links to Other Sites

All the contents of this Site are only for general information or use. Any specific advice or replies to queries in any part of the Site is/are the personal opinion of such experts/consultants/persons and are not subscribed to by this Site unless specifically mentioned. The information from or through this site is provided on “AS IS” basis, and all warranties and conditions, expressed or implied of any kind, regarding any matter pertaining to any goods, service or channel, including without Certain links on the Site lead to resources located on servers maintained by third parties, these sites of third party(s) may contain Assetyogi logo, please understand that it is independent from Assetyogi, over whom Assetyogi has no control or connection, business or otherwise as these sites are external to Assetyogi. You agree and understand that by visiting such sites you are beyond the website. Assetyogi, therefore neither endorses nor offers any judgement or warranty and accepts no responsibility or liability for the authenticity, availability, suitability, reliability, accuracy of the information, software, products, services and related graphics contained, of any of the goods/services/or for any damage, loss or harm, direct or consequential or any violation of local or international laws that may be incurred by your visit and/or transaction/s on these site(s), as the same is provided on “as is” without warranty of any kind. Assetyogi gives no warranty and makes no representation whether expressed or implied, that the information contained in this site is error free. Assetyogi shall not be responsible nor liable for any consequential damages arising on account of your relying on the contents of the advertisement. Before relying on the material, users should independently verify its relevance for their purposes, and should obtain any appropriate professional advice.

Linking to this Site

Assetyogi’s permission is to be obtained in writing if you want to link to this Site. You cannot create links to this site that bypass the home page or other parts of the website. Unless you are specifically authorized by Assetyogi you may not mirror or frame the home page or any other pages of this website on any other website or web page.

Material Submitted by Users

Certain elements of the Site will contain material submitted by users. Assetyogi accepts no responsibility for the content, accuracy, conformity to applicable laws of such material. You will indemnify and hold harmless Assetyogi against all third party claims, demands and actions which arise from or relates to the material submitted by you.

Advertising Material

Part of the Site contains advertising information or promotion material or other material submitted to Assetyogi by third parties. Responsibility for ensuring that material submitted for inclusion on Site complies with applicable International and National law is exclusively on the party providing the information/material. Your correspondence or business dealings with, or participation in promotions of, advertisers other than Assetyogi found on or through the Website, including payment and delivery of related goods or services, and any other terms, conditions, warranties or representations associated with such dealings, are solely between You and such advertiser. Assetyogi will not be responsible or liable for any claim, error, omission, inaccuracy in advertising material or any loss or damage of any sort incurred as the result of any such dealings or as the result of the presence of such non-Assetyogi advertisers on the Website. Assetyogi reserves the right to omit, suspend or change the position of any advertising material submitted for insertion. Acceptance of advertisements on the Site will be subject to these terms and conditions.

Data Protection

Assetyogi may send information and offer products and services to you from time to time. For further details relating to our policy relating to such offer please refer to our privacy statement. Notwithstanding the foregoing, Assetyogi reserves the right to disclose any information in response to / that it is required to be shared, disclosed or make made available to any governmental, administrative, regulatory or judicial authority under any law or regulation applicable to Assetyogi.

Further, Assetyogi can (and you authorize Assetyogi to) disclose your name, street address, city, state, zip code, country, phone number, email, and company name to Intellectual Property right’s owners, as we in our sole discretion believe necessary or appropriate in connection with an investigation of fraud, intellectual property infringement, piracy, or other unlawful activity.

Indemnification

You understand and agree that you are personally responsible for your behaviour on the website. You agree to indemnify, defend and hold harmless Assetyogi, its subsidiaries, affiliated companies, Directors , licensors, employees, agents, and any third-party information providers from and against all claims, losses, expenses, damages and costs (including, but not limited to, direct, incidental, consequential, exemplary and indirect damages), and reasonable legal and accounting fees, resulting from or arising out of your use, misuse, or inability to use the website or the Content, or  your breach of these Terms and Conditions.

No Class Action:

You agree that any dispute shall be limited to the dispute between Assetyogi and you individually. To the full extent permitted by law, no arbitration or other dispute resolution proceeding shall be joined with any other or decided on a class-action basis.

Severability and Assignment:

If any terms contained in this agreement  shall be held invalid or unenforceable, in whole or in part, such provision shall be modified to the minimum extent necessary to make it valid and enforceable, and the validity and enforceability of all other terms herein shall not be affected thereby.

Relationship

None of the provisions of the User Agreement shall be deemed to constitute a partnership or agency between you and Assetyogi and you shall have no authority to bind Assetyogi in any manner, whatsoever.

Force Majeure

Assetyogi shall have no liability to you for any interruption or delay, to access the Site irrespective of the cause.

Indian Law

The Agreement shall be governed by the Laws of India. The Courts of law at Delhi/New Delhi shall have exclusive jurisdiction over any disputes arising under this agreement.

Entire Agreement

These Terms of Service constitute the entire agreement between the parties with respect to the subject matter hereof and supersedes and replaces all prior or contemporaneous understandings or agreements, written or oral, regarding such subject matter.

Limited time to bring your claim

You and Assetyogi agree that any cause of action arising out of or related to the web sites, only, must commence within one (1) year after the cause of action accrues otherwise, such cause of action will be permanently barred.

Acceptance of Terms and Privacy Policy

By using Assetyogi and its services, you signify your acceptance of these Terms and our Privacy Policy statement. If you do not agree or are not comfortable with any term or policy, your only remedy is to discontinue use of site. We reserve the right, to modify these Terms and Privacy Policy at any time.

General Terms

Rights and obligations under the Terms which by their nature should survive will remain in full effect after termination or expiration of the Terms.

Any express waiver or failure to exercise promptly any right under the Terms will not create a continuing waiver or any expectation of non-enforcement.

If any provision of the Terms is held invalid by any law or regulation of any government, or by any court or arbitrator, the parties agree that such provision will be replaced with a new provision that accomplishes the original business purpose, and the other provisions of the Terms will remain in full force and effect.

Notice of Copyright Infringement

Assetyogi is not liable for any infringement of copyright arising out of materials posted on or transmitted through the site, or items advertised on the site, by end users or any other third parties. In the event you have any grievance in relation to any Content uploaded on the Site, you may contact us. We request you to please provide the following information in your complaint:-

a)      A physical or electronic signature of a person authorized to act on behalf of the copyright owner for the purposes of the complaint.

b)      Identification of the copyrighted work claimed to have been infringed.

c)      Identification of the material on our website that is claimed to be infringing or to be the subject of infringing activity.

d)      The address, telephone number or e-mail address of the complaining party.

e)      A statement that the complaining party has a good-faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent or the law.

f)       A statement, under penalty of perjury, that the information in the notice of copyright infringement is accurate, and that the complaining party is authorized to act on behalf of the owner of the right that is allegedly infringed.

This disclaimer/terms of service notification is subject to change without notice.

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