Assumptions & Input Parameters
| Category | Value |
|---|---|
| 🎂 Year of Birth | |
| 🚀 Year of Joining | |
| 🏃♂️ Retirement Age | |
| 📅 Retirement Year | 2050 |
| ⏰ Years of Service Till Retirement | 38 |
| 💰 Basic + DA at Year of Joining | |
| 📈 Annual Salary Increase % | |
| 💵 Basic + DA @ Retirement | ₹0 |
| 📊 Expected Returns on NPS (default 10%) | |
| 🏦 Expected Returns on Lumpsum (FD rate) | |
| 💹 Expected Annuity Return % |
NPS Calculations
| Category | Value |
|---|---|
| 👨💼 Total NPS Contribution by Employee @ 10% | ₹0 |
| 🏢 Total NPS Contribution by Employer @ 14% | ₹0 |
| 📊 Expected Returns on NPS Investments | 10% |
| 💎 NPS Corpus @ Retirement | ₹0 |
| 💰 Lumpsum Withdrawal % (Max. 60%) | 60% |
| 💵 Lumpsum Withdrawal Amount | ₹0 |
| 📋 Annuity % (Min. 40%) | 40% |
| 💹 Annuity Corpus | ₹0 |
| 📈 Expected Annuity Return % | 6.5% |
UPS Calculations
| Category | Value |
|---|---|
| 💰 Last Basic + DA | ₹0 |
| 💵 Lumpsum Amount | ₹0 |
| 🏦 Expected Returns on Lumpsum (FD Rate) | 6% |
Monthly Payouts Comparison
| Category | NPS Payouts | UPS Payouts |
|---|---|---|
| 💹 Monthly Annuity Income | ₹0 | - |
| 🏛️ UPS Base Monthly Pension | - | ₹0 |
| 🏦 Monthly Interest Income on Lumpsum | ₹0 | ₹0 |
| 💎 Total Monthly Pension/Income | ₹0 | ₹0 |
💰 NPS Lumpsum in Bank Account
₹0
🏛️ UPS Lumpsum in Bank Account
₹0