AssetYogi

Personal Finance

EPF vs PPF vs NPS: Which Retirement Scheme Is Best in India?

EPF vs PPF vs NPS: Which Retirement Scheme Is Best in India? EPF, PPF, and NPS are the…

Jun 16, 2026 Read more →
Blog

How to Start Investing: Step by Step Guide to Investing for Beginners

How to Start Investing: Step by Step Guide to Investing for Beginners Are you one of those working…

Jul 7, 2025 Read more →
Expert Speak

7 Ways to be an Entreployee Within Your Real Estate Company

The term entreployee is not as common as entrepreneur or employee. However, it is juxtaposed from both the…

Jul 7, 2025 Read more →
Interior

Sound Proofing for Apartments 101

If you live in a multi-family project, such as an apartment building, it can be noisier than a…

Jul 7, 2025 Read more →
Legal & Tax

Section 54EC of Income Tax Act 1961 – Decoded!

Section 54EC of Income Tax Act 1961 provides for tax exemption on capital gains from sale of any…

Jul 7, 2025 Read more →
Legal & Tax

Power of Attorney for property in India – The Definitive Guide

Power of Attorney is an important legal document in property and real estate matters and yet is not…

Jul 7, 2025 Read more →
Investing

Why invest in Real Estate -10 killer reasons

You have accumulated some cash and are looking to park it in an investment vehicle which gives you…

Jul 7, 2025 Read more →
Legal & Tax

Section 54F of Income Tax Act 1961 – Decoded!

Section 54F of Income Tax Act 1961 provides for tax exemption on capital gains that result from sale…

Jul 7, 2025 Read more →
Loans

17 Hidden Charges in Home Loan You Should Know

When you take a home loan, the bank will not tell you about many hidden charges. The first…

Jul 7, 2025 Read more →
Legal & Tax

Capital Gain on Sale of Land – Tax Exemption Rules

Are you planning to sell a plot of land? Well before you execute your deal, you should know…

Jul 7, 2025 Read more →
Legal & Tax

Capital Gain on sale of Agricultural Land – Tax Exemptions

Tax exemptions are available on capital gain on sale of agricultural land under various sections of Income Tax…

Jul 7, 2025 Read more →
Investing

Buying a House in India – How to Buy a House in India?

While buying a house in India, you have two choices. You can either buy an under construction house…

Jul 7, 2025 Read more →
Investing

Top 10 Real Estate Myths (Busted)

Real Estate is a common topic that pops up in all group conversations of families, friends, offices etc.…

Jul 7, 2025 Read more →
Legal & Tax

Section 54B of Income Tax Act 1961 – Decoded!

Section 54B of Income Tax Act 1961 applies to an individual or Hindu Undivided Family. Section 54B provides…

Jul 7, 2025 Read more →
Legal & Tax

Capital Gain Account Scheme 1988 – Complete Guide

Are you planning to sell a property or sold one already? Do you know that capital gains from…

Jul 7, 2025 Read more →
Investing

Best City in India – How to Select Best City to Live in India?

Though our career can take us places, all of us want to settle at some point in time.…

Jul 7, 2025 Read more →
Legal & Tax

Section 54 of Income Tax Act 1961

Section 54 of Income Tax Act 1961 provides tax exemption on capital gains that result from sale of…

Jul 7, 2025 Read more →
Legal & Tax

Cost Inflation Index | Capital Gain Index | Upto 2014-15

Cost Inflation Index is used for computation of long term capital gain/ loss from the sale of assets…

Jul 7, 2025 Read more →
Investing

Why Use A Real Estate Agent? – 10 Compelling Reasons

Want to buy or sell property? Not sure whether to use a real estate agent or not? While…

Jul 7, 2025 Read more →
Legal & Tax

Section 54D of Income Tax Act 1961 – Decoded!

Section 54D of Income Tax Act 1961 provides for tax exemption on capital gains that arises from compulsory…

Jul 7, 2025 Read more →
Investing

Property Documents to check before buying a Flat or Plot

Before you buy a property, you must check all property documents to make sure that you buy a…

Jul 7, 2025 Read more →
Investing

17 Additional Charges When Buying a House

“What are the additional charges when buying a house?”, asked one of our readers. So, we thought of…

Jul 7, 2025 Read more →
Legal & Tax

Capital Gain Tax on Sale of Property – The Complete GUIDE

OK. You want to sell your property. You have done the market study, set the price, started advertising,…

Jul 7, 2025 Read more →
Legal & Tax

Home Improvement Loan Tax Benefit Guide

Renovating a house can put financial strain on your pocket. To ease off such a pressure, you can…

Jul 7, 2025 Read more →
Legal & Tax

Income Tax Rebate on Home Loan for Under Construction Property

If you want to buy a house, you can either go for an under construction or ready to…

Jul 7, 2025 Read more →
Loans

Reverse Mortgage – Guide on Reverse Mortgage Loan Scheme

India is currently witnessing lot of changes not just in economic terms but also in the way society…

Jul 7, 2025 Read more →
Loans

Home Loan Insurance – Is it best option to insure home loan?

Typically when you apply for a home loan, you will be offered another product known as home loan…

Jul 7, 2025 Read more →
Loans

Fixed or Floating Interest Rate Which is Better?

Out of fixed or floating interest rate which is better? This is a dilemma that almost everyone goes…

Jul 7, 2025 Read more →
Investing

What is Builder Floor Apartment & Multistorey Apartment?

What is Builder Floor Apartment? A Builder Floor Apartment is an independent floor unit in a low rise…

Jul 7, 2025 Read more →
Legal & Tax

Flat Possession – Tips to handle DELAY in possession of flat

Sachin Bansal, a Banker based out of Delhi, had booked a flat in Gurgaon in a promising project…

Jul 7, 2025 Read more →
Loans

Home Loan Procedure | How to get Home Loan? | Process

Over the years, home loan procedure has gone through tremendous change with increasing competition among public and private…

Jul 7, 2025 Read more →
Legal & Tax

Home Loan Tax Benefit – Guide to Tax Benefit on Home Loan for 2017-18

Do you know a home loan can help you in real wealth creation? It not only helps you…

Jul 7, 2025 Read more →
Loans

Documents Required for Home Loan – CHECKLIST & TIPS

CHECKLIST Documents Required for Home Loan by All Applicants Application Form – Duly filled and signed form along…

Jul 7, 2025 Read more →
Investing

Circle Rates in Delhi – Latest

Effective Date: Latest Circle Rates in Delhi are effective from 23 Sep 2014. Lt. Governor of the National…

Jul 7, 2025 Read more →
Legal & Tax

House Rent Allowance – HRA Calculation & Exemption Rules

What is House Rent Allowance? House Rent Allowance (HRA) is the salary allowance given by an organization to…

Jul 7, 2025 Read more →
Loans

How to improve CIBIL Score? | 8 Tips to increase CIBIL Score

Did you check your CIBIL report recently and were shocked to see a low score? Now perhaps you…

Jul 7, 2025 Read more →
Expert Speak

Top International Real Estate Investment Destinations in 2017

NRIs and HNIs are taking a cautious approach before investing in Indian Real Estate market. They are waiting…

Jul 7, 2025 Read more →
Loans

Joint Home Loan Eligibility & Tax Benefit

Are you planning to buy a home? Are you falling short of funds even after considering the maximum…

Jul 7, 2025 Read more →
Investing

Under Construction or Ready to Move Property?

There is no confusion that everyone wants to buy home. However, when you start your home search you…

Jul 7, 2025 Read more →
Loans

Income Tax Benefit on Second Home Loan – Complete Guide

There can be many reasons for you to buy a second home that may include using it as…

Jul 7, 2025 Read more →
Investing

Property Inspection Checklist – 18 Home Inspection Tips

Home Search takes considerable time and effort. In order to save time, you should not land up with…

Jul 7, 2025 Read more →
Investing

MCD Category – Delhi Circle Rates & Property Tax Rates

Municipal Corporation of Delhi (MCD) has divided all colonies of Delhi under eight categories – A, B, C,…

Jul 7, 2025 Read more →
Investing

REIT (Real Estate Investment Trust) – Why should I care?

REIT or Real Estate Investment Trust is a company or a Special Purpose Vehicle (SPV) that owns or…

Jul 7, 2025 Read more →
Investing

Master Plan – What is Master Plan and why is it important?

What is Master Plan? A Master Plan is an evolving long term perspective plan document which acts as a guide to the…

Jul 7, 2025 Read more →
Investing

Company Lease or Personal Lease – Which one to choose?

When a professional is looking to rent a house, he can either go for a personal lease or…

Jul 7, 2025 Read more →
Expert Speak

Real Estate Cycle in India has Lengthened to 7-8 years, says Anuj Puri

Real Estate in India has been going through a rough patch for a past couple of years. Anuj…

Jul 7, 2025 Read more →
Loans

Down Payment for Home Loan – 7 Smart Tips + 1 Bonus

Planning to buy a house? Have you calculated your home loan eligibility and how much down payment you…

Jul 7, 2025 Read more →
Investing

How Much House Can I Afford? – Calculate Home Affordability

Buying a home is a dream of every individual. But before we go house hunting we must first…

Jul 7, 2025 Read more →
Investing

Property Fraud – Avoid Top 10 Real Estate Scams in India

Real Estate market in India has boomed over the last decade and a half. But with no regulations…

Jul 7, 2025 Read more →
Loans

How to check CIBIL Score (Credit Score)? – Complete Guide

Do you know: All Banks and Financial Institutions check your Credit Score before approving any loan to you?…

Jul 7, 2025 Read more →
Loans

Pre Approved Home Loans – What, Why and How?

Looking to buy a house? You would need to take care of two major aspects – home search…

Jul 7, 2025 Read more →
Loans

Prepayment of Home Loan – {Guide to} Home Loan Prepayment

Prepayment of home loan can be beneficial to home loan borrowers. But before jumping on it, you should…

Jul 7, 2025 Read more →
Loans

Pre EMI Guide | What is Pre EMI Interest | Pre EMI vs EMI

If you are planning to purchase an under construction house with the help of a home loan, you…

Jul 7, 2025 Read more →
Loans

Moratorium Period – What is Moratorium Period Meaning?

Moratorium Period is a term you will often hear about in relation to loans, especially education loans and…

Jul 7, 2025 Read more →
Investing

A Collaboration Platform for Property Buyers – builderstatus.com

Investing in Indian property is a big hurdle in itself and we often find ourselves stuck in the…

Jul 7, 2025 Read more →
Investing

Plot vs Flat – Should I invest in flat or plot?

Investing in plot vs flat, is a classic dilemma which every real estate investor faces especially when looking…

Jul 7, 2025 Read more →
Investing

EDC IDC Charges in Real Estate

While investing in a new property, you would come across EDC IDC charges and you would think: What…

Jul 7, 2025 Read more →
Investing

30 Approvals Required for Construction in Real Estate

In a real estate project, there are more than 30 approvals required for construction. The process of getting…

Jul 7, 2025 Read more →
Investing

Property Valuation Methods – Valuation of Property Decoded

Property Valuation is the technique of estimating and determining the fair market value of a property. There are…

Jul 7, 2025 Read more →
Investing

Pre Launch Projects {Guide} – Are Pre Launch Offers Good?

Pre Launch Projects have become popular across India during the last decade. Generally, you would come across such…

Jul 7, 2025 Read more →
Investing

DDA Housing Scheme 2014 – Review of DDA Flats 2014 Scheme

DDA Housing Scheme 2014 has come out with great fanfare. We are hearing about DDA website crashing everyday.…

Jul 7, 2025 Read more →
Investing

Lost Property Documents – How to get Duplicate Property Documents

Rajesh, a BPO professional, was planning to sell his apartment in Delhi as he was moving his base…

Jul 7, 2025 Read more →
Investing

Land Valuation Methods & Factors for Valuation of Land

Land Valuation is the technique of estimating and determining the fair price or value of a land parcel.…

Jul 7, 2025 Read more →
Legal & Tax

Compulsory Acquisition of Land – Tax Exemption Rules

Do you own a plot of land which is notified by government for compulsory acquisition for a project?…

Jul 7, 2025 Read more →
Investing

What is Carpet Area, Built Up Area/ Plinth Area and Super Built Up Area – A comprehensive explaination

What is Carpet Area, Built Up Area, Plinth Area and Super Built Up Area? What all spaces are included…

Jul 7, 2025 Read more →
Legal & Tax

Property Tax Online Payment: How to pay MCD House Tax (Delhi)

“I have not paid my property tax for last few years. I would have accumulated huge fine by…

Jul 7, 2025 Read more →
Accounting & Financial Statements

What are Debtors?

Debtors are an important part of every company’s financial structure. They impact the amount of money that flows…

May 26, 2025 Read more →
Accounting & Financial Statements

What are Accounts Receivables?

Accounts receivable is the money owed to a company that is not yet paid for by its consumers.…

Apr 29, 2025 Read more →
Accounting & Financial Statements

What Is the Double Entry System of Bookkeeping?

Bookkeeping is the foundation of accounting and involves systematically recording and classifying a company’s financial transactions. This fundamental…

Apr 29, 2025 Read more →
Accounting & Financial Statements

Audit Materiality 

The auditor uses the idea of Materiality to assess the risks of material misstatement and determine the nature,…

Dec 2, 2024 Read more →
Personal Finance

Cash Budget – Method of Preparation 

A precise statement that shows projected forecasts of the cash revenues and payments for a given period is…

Nov 29, 2024 Read more →
Accounting & Financial Statements

Cash Flow Statement Vs Income Statement: Meaning and Differences

 Finances are an important part of any organization, big or small. When running an organization, it is vital…

Nov 29, 2024 Read more →
Fundamental Analysis

Hurdle Rate Vs Internal Rate of Return – Explained In Details

Two essential measurements generally used in the investing and financial world are Hurdle Rate and Internal Rate of…

Nov 29, 2024 Read more →
Personal Finance

cheques

Introduction In today’s time, everybody who has a bank account have seen and used cheques and they play…

Nov 29, 2024 Read more →
Accounting & Financial Statements

Conservatism Principle of Accounting

In the event of ambiguity, the conservatism principle of accounting directs the accounting process. Acknowledging all costs and…

Nov 29, 2024 Read more →
Fundamental Analysis

Modified Internal rate of return

Introduction You must have come across the term MIRR. MIRR is an acronym for Modified internal rate of…

Nov 29, 2024 Read more →
Fundamental Analysis

How Do I Perform a Financial Analysis Using Excel

Whether you are an investor or a financial analyst, possessing extensive working knowledge of Excel and mastering foundational…

Nov 29, 2024 Read more →
Demat Account

Difference Between Shareholders And Debenture Holders

A company may raise money in one of two ways: by issuing stock shares or debt instruments. Although…

Nov 29, 2024 Read more →
Fundamental Analysis

Working Capital Turnover Ratio

Walter Harvey Pvt Ltd had spent ₹12,00,000 to run its day-to-day operations, such as inventory management, transportation of…

Nov 29, 2024 Read more →
Tools & Excel

How to use the VLOOKUP function in Excel

Microsoft Excel is an incredibly effective tool for managing data. It makes it simple for users to evaluate…

Nov 28, 2024 Read more →
Accounting & Financial Statements

Accrued Income: Definition, Formula, Calculation

Introduction: Suppose you are a Gym owner and have spent a great deal of money on Gym equipment.…

Nov 28, 2024 Read more →
Tools & Excel

How to use a Pivot Table in Excel

Pivot tables are one of the most powerful features in Microsoft Excel, and they’re great for analyzing data.…

Nov 28, 2024 Read more →
Fundamental Analysis

Why You Shouldn’t Miss Out on the Return On Capital Employed (ROCE) Indicator

An investor’s biggest concern is whether a company will yield profits or not. To find out if a…

Nov 28, 2024 Read more →
Tools & Excel

A Guide to Calculate Variance in Excel

A Guide to Calculate Variance in Excel Variance is an essential financial measurement that is used for all…

Nov 28, 2024 Read more →
Personal Finance

Difference between Simple Interest and Compound Interest

Introduction Interest, which is one of the most commonly used financial terms is nothing but the cost of…

Nov 28, 2024 Read more →
Accounting & Financial Statements

Capital Expenditures – Definition, Overview and Examples

Imagine you are at an airport. Try looking closely at the aerodrome area where your aircraft is parked…

Nov 28, 2024 Read more →
Accounting & Financial Statements

Carriage Inwards (Freight Inwards) – Meaning, Debit or Credit?

Business is nothing but a chain of activities involving capital, labor, and innovation to produce goods and services.…

Nov 28, 2024 Read more →
Accounting & Financial Statements

Depreciation vs. Amortization: Meaning, Differences, and Examples

Introduction Business assets usually cost a fortune and have a limited lifespan. Hence, it is necessary that this…

Nov 28, 2024 Read more →
Accounting & Financial Statements

Cash Flow Statement: Meaning, Examples and How to prepare it?

Introduction ‘Cash is king’ is a popular saying that you might’ve heard. This is particularly true for all…

Nov 27, 2024 Read more →
Personal Finance

What is RBI’s Monetary Policy? Objectives, Tools, and Types

If you’ve ever asked yourself, “what is the meaning of the monetary policy,” this article is for you!…

Nov 27, 2024 Read more →
Fundamental Analysis

Fama And French Three Factor Model

Introduction The Fama and French model is the updated form or has evolved from the primary Capital Asset…

Nov 27, 2024 Read more →
Accounting & Financial Statements

What are Bills of Exchange?

While payments are an integral part of a business, you’d know that ensuring payment inflow isn’t effortless if…

Nov 27, 2024 Read more →
Accounting & Financial Statements

Materiality Concept as per GAAP and FASB – Materiality principle

Some business dealings are negligible to warrant mentioning in a financial report. The idea of materiality is used…

Nov 27, 2024 Read more →
Accounting & Financial Statements

Amortization: Meaning, Methods and Examples

What Is The Amortization and How Does It Work Did you know that the word amortization means ‘kill’?…

Nov 27, 2024 Read more →
Fundamental Analysis

Return on Investment: Meaning and How to calculate ROI?

Overview It is true that investors are looking for the best investment that can yield them the most…

Nov 27, 2024 Read more →
Accounting & Financial Statements

All you need to know about the balance sheet!

One thing that holds utmost significance in accounting and finance is the net wort – how much the…

Nov 27, 2024 Read more →
Accounting & Financial Statements

What is Working Capital Management? Meaning and Definition

It has frequently been noticed that a deficit of working capital causes a business to collapse. A commercial…

Nov 27, 2024 Read more →
Accounting & Financial Statements

Bookkeeping – Definition, Types and Importance of Bookkeeping

You’ve probably heard the word “bookkeeping” used multiple times in relation to business and finance. To give you…

Nov 26, 2024 Read more →
Fundamental Analysis

Operating Leverage: Formula, Example and calculation

What is Operating Leverage? Operating leverage is a concept in business finance that describes an organization’s ability to…

Nov 26, 2024 Read more →
Fundamental Analysis

Optimum Capital Structure: Meaning And Features

Capital Structure Meaning The capital structure of a corporation is the method of financing its assets and activities…

Nov 26, 2024 Read more →
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