Personal Finance

The core goal of investing money is to generate value, whether in stocks or other financial assets such as bonds. In investing, two things are imperative: i) return on investment and ii) risk involved. One can not exist without the other; if you invest in the equity market, you are prone to market fluctuations daily, […]

Whether you are an investor or a financial analyst, possessing extensive working knowledge of Excel and mastering foundational Excel functions can be invaluable. While it may seem nearly impossible to master every Excel feature, you must have a minimum knowledge of performing financial analysis using excel. If that is what you are looking for, you

Walter Harvey Pvt Ltd had spent ₹12,00,000 to run its day-to-day operations, such as inventory management, transportation of raw material, and so on. This means they had a working capital of ₹12,00,000. It had ₹60,00,000 in net sales over the last 12 months.  But how do they determine if they’ve used their resources effectively? This

Microsoft Excel is an incredibly effective tool for managing data. It makes it simple for users to evaluate and interpret data. Microsoft Excel is unquestionably a strong and very popular programme utilized by practically every organization. Excel offers a wide variety of features that make working with data easier. One such Excel function is VLOOKUP.

Introduction: Suppose you are a Gym owner and have spent a great deal of money on Gym equipment. So you can only do this in case you are completely sure that the members of your Gym will eventually pay for the convenience of using the equipment purchased.  So as your business grows, you will recover

Pivot tables are one of the most powerful features in Microsoft Excel, and they’re great for analyzing data. You can use them to summarize large amounts of information into meaningful, concise reports. The best part is that pivot tables are easy to create. This article will help you learn more about pivot tables and how

An investor’s biggest concern is whether a company will yield profits or not. To find out if a company is worth taking a risk for, we take the help of various profit-measuring metrics.  These financial ratios calculate the overall financial health of a company. So, you can make informed investing decisions. In the following article,

A Guide to Calculate Variance in Excel Variance is an essential financial measurement that is used for all types of businesses. Variance can play an important part whether you are trading futures or want to understand the performance of different assets in your portfolio.  What is variance? Variance can be described as a measure to

Introduction Interest, which is one of the most commonly used financial terms is nothing but the cost of borrowing money. When one borrows money from a financial institution, they pay an annual interest in lieu of the money that is borrowed. Interest is generally expressed in percentages and it can either be simple or compounded.

If you’re considering getting into the commercial real estate market, it’s a good idea to get familiarized with CMBSs. This post will give you a better understanding of what they are and how they can help you. Commercial mortgage-backed securities, or CMBS as they are popularly called, are fixed income securities with an underlying commercial